What is auto insurance? Why it’s important?
Anyone who owns a vehicle is aware of what an auto insurance
is. Every state has different policies regarding auto insurances, but in state
of Georgia, laws regarding vehicle insurance are a lot more strict than any
other.
Auto insurance in Marietta is so important, if you don’t have it, or if your
policy lapses, you can be facing jail time (not to mention heavy fine). Fear of
jail and fine aside, look at vehicle insurance as a tool of facilitation.
Imagine you are going home after a long day at work, you’re sleepy, tired,
agitated. While driving you fall asleep, not intentionally, and you hit another
vehicle. The other car is damaged, the driver suffers injuries and needs
medical attention. Your car is damaged too, and you need medical assistance as
well.
What happens if you don’t have auto insurance?
Now you don’t have auto insurance, what will happen? You have
to pay for all the damage you have caused, even though not intentionally, it’s
still your fault. You have to bear expenses for repair of the grieved party’s
vehicle and his medical treatments. You may have to pay for psychological
trauma the driver may have suffered. Even if you are a regular wage employee
making $100k to $125k, you still will go bankrupt, after paying all this amount
and you have to pay for yourself as well (and your car).
What happens when you have auto insurance?
Now let’s rewind back, you get into the accident, but you
have minimum liability coverage. Your auto insurance in Marietta will
pay for the damages to the other vehicle and bodily injury i.e. all medical
expenses of the other person. You won’t go bankrupt, but you still have to pay
for your own car and your medical bills.
Same scenario, you get into the accident but you have
comprehensive coverage, you won’t have to pay anything; your insurance policy
will cover all the expenses of medical bills and property damage.
Does this make sense now? Every one should have auto
insurance in Marietta, not because you’re scared of the law (I mean you
should be as a law abiding citizen) but because how crucial it is for your
security.
Without vehicle insurance, all it would take is an accident
to make you go bankrupt, you may even end up homeless. Insurance is the
financial help that you will get in an emergency situation.
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